Lets Pay Rand fees

Monthly fee: FREE

Bank Deposits: FREE

Card Deposits: 3.95% (also applies to merchants) 

Send Money to ANY Email (even non-users): FREE

Request Money to ANY Email (even non-users): FREE

Currency/Crypto Exchange: 3%

Withdraw to Bank: R40

Fees are to improve the system and cover operating costs. The system is non-profit driven.

Transactions are specifically between two independent parties directly. The system has no centralized control.